Investment Loans for Infrastructure Projects
Projects implemented in Lithuania aimed at carrying out public state functions, preserving cultural heritage, and improving and modernizing commercial and non-commercial infrastructure intended for public use are eligible for financing.
Municipal projects aimed at strengthening and expanding regional infrastructure are also financed.
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This is translated information. In case of any discrepancies, the original Lithuanian version shall prevail. |
Who is eligible?
Companies of various sizes operating in Lithuania, public legal entities, as well as municipalities.
Conditions
- Minimum loan amount – EUR 50,000
- Interest rate – market conditions apply
- Maximum loan term – up to 180 months for businesses, up to 240 months for state institutions and municipalities
The loan amount, term, applicable interest rate, and collateral requirements are assessed individually for each project.
The financed infrastructure must be open to all users and operated under transparent, objective, and non-discriminatory conditions. In cases of restricted access, predefined and publicly available criteria must apply.
EUR 100 million has been allocated for projects implemented by municipalities.
Where to apply?
We invite you to submit the financing request (available in Lithuanian).
Upon receiving your financing request, we will contact you within 5 business days.
Financing is provided for infrastructure in the following areas:
- creation, renovation, and preservation of cultural and heritage sites;
- sports and multifunctional leisure infrastructure;
- local infrastructure aimed at improving the business and consumer environment and supporting industrial development;
- airport infrastructure;
- maritime and inland waterway port infrastructure;
- publicly accessible railway infrastructure.
Financing is provided for the following non-economic activities:
- research, experimental development, and innovation activities carried out by publicly funded entities;
- public infrastructure where it is not used for commercial purposes;
- energy efficiency improvements for residential housing of residents (natural persons);
- infrastructure of territorial administrative units;
- social housing infrastructure;
- healthcare infrastructure where activities are carried out by public sector entities and services are provided free of charge and are universally accessible;
- public education activities;
- social protection and social insurance.
Loans are granted when the client:
- operates in Lithuania and is not subject to bankruptcy or restructuring proceedings;
- is not considered to be in difficulty (this does not apply to SMEs operating for up to 3 years, or very small and small enterprises or entrepreneurs operating for up to 5 years);
- provides all required documents necessary to assess compliance with Know Your Customer (KYC) requirements;
- provides confirmation that efforts were made to obtain financing under normal market conditions but financing was not obtained. SME representatives must
- provide one financing refusal certificate from a financial institution, while large enterprises must provide two certificates from different financial institutions (not applicable when financing non-economic activity projects);
- and/or the client’s loan default risk is assessed as being at an acceptable risk level.
During the application assessment process, the financed project must be recognized as economically justified and financially viable.
Explore other financing opportunities for infrastructure projects:
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